Budget Housing: Affordable Apartments in South Jakarta Under 10 Million Rupiah

Save 30% on rent while still enjoying South Jakarta’s vibrant café culture. South Jakarta is often seen as one of the most desirable (and expensive) places to live in Jakarta. Known for its leafy streets, modern lifestyle, and proximity to international schools, cafes, and offices, many people assume you need a sky-high budget to enjoy it.

But the truth is, you don’t need to spend a fortune to live comfortably in South Jakarta. I remember my first apartment hunt vividly; scrambling through listings with a tight budget seemed daunting at first. Yet, with a bit of persistence, I stumbled upon a gem under IDR 10 million that offered both convenience and a touch of elegance. If you’re relocating, a young professional, or simply looking to downsize, you’ll be surprised at how many affordable apartments under IDR 10 million per month offer great value, convenience, and even a touch of luxury.

In this article, we’ll explore some of the top apartment options that balance comfort and budget—plus some insider tips to help you find the best deals.

🏙️ Why South Jakarta?

South Jakarta remains one of the most popular residential areas for both locals and expatriates. Areas like Kuningan, Kemang, Pondok Indah, Cipete, and Fatmawati have a unique charm — blending accessibility, modern living, and a vibrant community life.

Here’s what makes South Jakarta so attractive:

• Proximity to business districts (like SCBD, Kuningan, and Sudirman)
• Excellent public transport, including the MRT and TransJakarta
• Lifestyle convenience, from malls to cafes and gyms
• Community feel, with international schools and social clubs nearby

The challenge, however, is that rent prices have climbed over the years — especially in newer luxury towers. But with a bit of research and flexibility, there are still gems to be found under IDR 10 million/month.

🏢 1. Puri Casablanca – Kuningan

If you’re looking for space, convenience, and easy access to central Jakarta, Puri Casablanca is one of the best options around.

💰 Typical Rent Range

• 1-bedroom: IDR 8–10 million/month
• 2-bedroom (older units): around IDR 9–12 million/month

📍 Location

Jl. Puri Casablanca, Kuningan – close to Casablanca City Mall and a short drive to the Kuningan business area.

🏡 Why It’s Worth It

• Spacious layouts: Older apartments often mean bigger rooms and balconies.
• Good facilities: Swimming pool, gym, tennis court, children’s playground, and even a small mini-market.
• Central yet quiet: Despite being near one of the busiest roads, it feels surprisingly calm inside the complex.

🧭 Who It’s For

Perfect for professionals working in Kuningan, Sudirman, or Menteng, or small families who want convenience without breaking the bank.

💡 Tip: Try negotiating with the owner directly for long-term leases. Many older units are owner-managed, and they’re often open to reasonable offers, especially for annual payments.

🌿 2. The Aspen Residence – Fatmawati

If you want a modern apartment with great access to the MRT and shopping centers, The Aspen Residence in Fatmawati is a strong contender.

💰 Typical Rent Range

• 1-bedroom: IDR 6–8 million/month
• 2-bedroom: IDR 8–10 million/month

📍 Location

Jl. RS Fatmawati Raya, connected to One Belpark Mall and only a few minutes from Fatmawati MRT Station.

🏡 Why It’s Worth It

• Strategic access: You can easily reach Kemang, Pondok Indah, or TB Simatupang.
• Modern facilities: Pool, gym, and a jogging track surrounded by greenery.
• Convenience: You literally have restaurants, cafés, and a supermarket downstairs.

🧭 Who It’s For

Ideal for young professionals or couples who want a balance between comfort and modern lifestyle, with easy public transport access.

💡 Insider tip: Avoid facing the main road if you’re sensitive to noise—choose units overlooking the garden or pool instead.

☕ 3. Kemang Village Studio Units

Living in Kemang Village might sound like a luxury, but if you’re single or a minimalist, the studio units here can actually fit your budget.

💰 Typical Rent Range

• Studio: IDR 8–10 million/month

📍 Location

Kemang Raya area, right above Lippo Mall Kemang, surrounded by restaurants, bars, co-working spaces, and international schools.

🏡 Why It’s Worth It

• Everything under one roof: Gym, pool, mall, supermarket, and even a cinema.
• Vibrant lifestyle: You’ll be in the heart of Jakarta’s “expat village.”
• Secure and professional management: 24/7 security and maintenance team.

🧭 Who It’s For

Best for expats, digital nomads, or single professionals who prefer city living and a social lifestyle.

💡 Pro tip: Opt for a semi-furnished or owner-rented unit. You can save a lot compared to agency listings.

🌴 4. Pakubuwono Terrace – Pondok Indah

When you think of the Pakubuwono brand, you might imagine luxury and high-end prices. But Pakubuwono Terrace in Pondok Indah breaks that stereotype — offering a mix of quality and affordability.

💰 Typical Rent Range

• Studio: IDR 6–8 million/month
• 1-bedroom: IDR 8–10 million/month

📍 Location

Jl. Raya Ciledug, near Pondok Indah and Bintaro – accessible to both business and suburban areas.

🏡 Why It’s Worth It

• Great value for money: You get access to the same quality management as the higher-end Pakubuwono complexes.
• Facilities: Swimming pool, gym, minimarket, café, and laundry services.
• Nice community feel: You’ll find a mix of local professionals, small families, and young expats.

🧭 Who It’s For

Ideal for families or professionals working in South or West Jakarta who want comfort without high costs.

💡 Bonus tip: Ask if your rent includes parking or maintenance fees—it can save a surprising amount annually.

🌇 Other Budget-Friendly Options

While the above four are standout choices, South Jakarta has a few hidden gems worth mentioning:

🏢 Kalibata City Apartment

• Rent: Around IDR 4–6 million/month
• Area: Kalibata, near train station and mall
• Why: Compact, affordable, and well-connected by train.
  Perfect for students or entry-level professionals.

🏢 Tree Park Apartment – TB Simatupang

• Rent: Around IDR 6–8 million/month
• Why: Modern design, near MRT Fatmawati, and easy access to offices.
  Ideal for working professionals.

🏢 Nine Residence – Warung Buncit

• Rent: Around IDR 7–9 million/month
• Why: Cozy units with nice facilities, close to Kemang and Pejaten Village.
  A good balance of accessibility and comfort.

🏢 Taman Sari Semanggi – Gatot Subroto

• Rent: Around IDR 8–10 million/month
• Why: Strategic for those working near Kuningan or SCBD.
  Good facilities, but parking can be tight.

🏠 What to Expect for Under 10 Million

When renting under IDR 10 million/month, your options vary by building age, size, and location. Here’s a quick summary:

Older buildings (like Puri Casablanca) offer more space but dated interiors, while newer apartments (like The Aspen) offer modern designs but smaller layouts.

🪙 Budgeting Tips for Apartment Hunting

Finding the perfect apartment under IDR 10 million can be easier if you plan smartly. Here are a few practical tips to stretch your budget:

1. Choose Older Buildings

Older apartments in Jakarta are often larger and sturdier, with lower rent because they lack the “new property shine.” A quick renovation or décor touch-up can make them feel brand new.

2. Negotiate Annual Payments

Many owners prefer tenants who pay annually — offering discounts up to 10–15%. If you can pay upfront, it’s worth negotiating.

3. Look Beyond Famous Names

Apartments slightly outside hotspots like Cipete, Cilandak, or Pejaten offer the same comfort for less money.

4. Check for Hidden Costs

Some listings exclude maintenance fees or parking, which can add up to IDR 500K–1M monthly. Always confirm total monthly expenses before signing.

5. Use Trusted Platforms & Agents

Jakarta’s rental market is diverse, and scams do exist. Use reliable sources like Noble Properties Asia, or verified platforms such as Travelio, Jendela360, or Rumah123.

🧳 Perfect for Relocation and Long-Term Stay

For expatriates relocating to Jakarta, these affordable apartments can serve as comfortable temporary housing before moving into a larger home or compound.

Many companies now prefer cost-effective yet high-quality housing for staff. Apartments like Puri Casablanca or Pakubuwono Terrace are often chosen by corporate HR teams for mid-level executives and consultants.

They’re clean, well-managed, and close to Jakarta’s main business and expat hubs, making daily commutes much easier.